People First Bank
Green Car Loan
Electric & hybrid onlyRate from
5.99%
p.a. fixed
Comparison
6.34%
p.a.
Monthly
$580
no monthly fee
SecuredRedrawNo early payout fee
Live rates from 15 lenders
Compare Australian car loans
Set what you are borrowing and the table ranks on what the loan costs you, fees included. Rates come straight from each lender's regulated data feed, not a sales sheet.
5.99%
Lowest advertised rate
15
Loans tracked
Your loan
Borrowing
$30,000
Term
5 yrs
Matches
15
Cheapest over the term
People First Bank
$580/mo · $5,041 in interest and fees
Lenders set your rate on your credit history, so most publish a range and confirm your number in the loan offer. The rate shown is the lowest each lender advertises.
Comparison rates are based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Buying
Security
15 loans match
TM
Teachers Mutual Bank
Fixed Rate Car Loan
Rate from
6.19%
p.a. fixed
Comparison
6.40%
p.a.
Monthly
$583
no monthly fee
Secured
IMB Bank
New Car Loan
Rate from
6.24%
p.a. fixed
Comparison
6.59%
p.a.
Monthly
$583
no monthly fee
SecuredNew cars onlyExtra repaymentsNo early payout fee
Greater Bank
New Car Loan
Rate from
6.24%
p.a. fixed
Comparison
6.63%
p.a.
Monthly
$583
no monthly fee
SecuredNew cars onlyExtra repaymentsRedrawNo early payout fee
Regional Australia Bank
Accelerator Car Loan
Rate from
6.74%
to 11.74% p.a.
Comparison
7.05%
p.a.
Monthly
$590
no monthly fee
SecuredRedrawNo early payout fee
AB
Auswide Bank
CAR LOAN
Rate from
6.48%
p.a. fixed
Comparison
7.19%
p.a.
Monthly
$592
fee included
SecuredRedrawNo early payout fee
Gateway Bank
Car Loan
Rate from
7.04%
p.a. fixed
Comparison
7.25%
p.a.
Monthly
$595
no monthly fee
SecuredRedrawNo early payout fee
RACQ Bank
Green Car Loan
Electric & hybrid onlyRate from
7.49%
p.a. fixed
Comparison
7.49%
p.a.
Monthly
$601
no monthly fee
SecuredNo early payout fee
Bank Australia
Fixed Car Loan
Rate from
7.29%
p.a. fixed
Comparison
7.50%
p.a.
Monthly
$598
no monthly fee
SecuredExtra repaymentsRedraw6.29% on an EV
Beyond Bank
Low Rate Car Loan Special
Rate from
6.79%
p.a. fixed
Comparison
7.80%
p.a.
Monthly
$591
no monthly fee
SecuredExtra repaymentsRedrawNo early payout fee
Westpac
Car Loan
Rate from
6.49%
to 12.99% p.a.
Comparison
7.90%
p.a.
Monthly
$602
fee included
SecuredExtra repayments5.74% on an EV
CommBank
Secured Fixed Rate Car Loan
Rate from
6.79%
to 10.79% p.a.
Comparison
8.20%
p.a.
Monthly
$606
fee included
SecuredExtra repayments
NAB
NAB Car Loan
Rate from
6.99%
to 13.99% p.a.
Comparison
8.54%
p.a.
Monthly
$609
fee included
SecuredExtra repaymentsNo early payout fee
P&N Bank
Fixed Secured Personal Loan
Rate from
7.99%
p.a. fixed
Comparison
8.65%
p.a.
Monthly
$613
fee included
SecuredExtra repaymentsRedrawNo early payout fee
Bendigo Bank
Bendigo Secured Personal Loan
Rate from
9.54%
p.a. fixed
Comparison
10.26%
p.a.
Monthly
$636
fee included
SecuredRedraw
Questions readers ask
The words lenders use
- Comparison rate
- The interest rate plus most standard fees as a single percentage, so you can rank loans against each other rather than against a headline.
- Secured
- The car is collateral. Rates drop by several points, and the lender can repossess the car if you default.
- Balloon payment
- A lump sum left at the end of the term. It cuts your monthly repayment and raises total interest. None of the loans here carry one by default.
- Establishment fee
- The upfront charge to set the loan up, from nothing to $350 across this table. It is folded into the comparison rate.
- Redraw
- Pulling back the extra repayments you have already made. Useful if you pay ahead but want the money reachable.
Work out what the repayments do to your budget before you apply. Try the budget planner.
Properfolio provides general information, not credit advice. We do not take your objectives, financial situation or needs into account. Rates and fees come from each lender's public Consumer Data Right feed and can change without notice. Your rate depends on the lender's assessment of your application. Confirm the current rate and read the lender's Target Market Determination and terms before you apply.