Fast approval

Fast Cash Plus – Small Personal Loans up to $10,000

Quick access to funds for bills, repairs or unexpected costs, with simple online applications.

Compare these personal loan brands & more

Harmoney
NOW Finance
Comm
Latitude
NAB
Westpac
ANZ

Filters

$
years

6 of 6 results

PROMOTED
9.5
Excellent

Fast Cash Plus Personal Loan

Fixed1 - 5 Years$2,000 - $10,000
Interest rate (p.a.)
7.99% to 19.99%
Comp. Rate (p.a.)
9.5%
Application Fee
$0 min.
Monthly Repayment
$683

No monthly account fees. Upfront establishment fee applies.

GO TO SITE
9.2
Excellent

InstantFunds Personal Loan

Fixed0.5 - 3 Years$1,000 - $5,000
Interest rate (p.a.)
9.99% to 24.99%
Comp. Rate (p.a.)
12.5%
Application Fee
$0 min.
Monthly Repayment
$718

Small establishment fee. No ongoing monthly fees.

GO TO SITE
8.9
Excellent

FlexiLoan Mini

Fixed1 - 4 Years$1,500 - $8,000
Interest rate (p.a.)
8.49% to 18.99%
Comp. Rate (p.a.)
10.2%
Application Fee
$0 min.
Monthly Repayment
$681

Low establishment fee. No penalties for early repayment.

GO TO SITE
8.6
Excellent

PayDay Plus

Fixed0.08333333333333333 - 1 Years$500 - $2,000
Interest rate (p.a.)
15.99% to 29.99%
Comp. Rate (p.a.)
18.5%
Application Fee
$0 min.
Monthly Repayment
$774

Establishment fee applies. No hidden charges.

GO TO SITE
8.3
Excellent

SmartCredit Personal Loan

Fixed1 - 5 Years$3,000 - $15,000
Interest rate (p.a.)
6.99% to 16.99%
Comp. Rate (p.a.)
8.5%
Application Fee
$0 min.
Monthly Repayment
$664

Competitive fees. No monthly account keeping fees.

GO TO SITE
8.0
Excellent

RapidCash Advance

Fixed0.5 - 4 Years$1,000 - $7,500
Interest rate (p.a.)
10.99% to 22.99%
Comp. Rate (p.a.)
13.5%
Application Fee
$0 min.
Monthly Repayment
$713

Simple fee structure. No hidden costs.

GO TO SITE
Loan Amount
$2,000 - $10,000
Interest Rate
7.99% - 19.99% p.a.
Loan Term
12 - 60 months
Comparison Rate
9.5% p.a.

No monthly account fees. Upfront establishment fee applies.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $10,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370

Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Fast online approvals with minimal paperwork

Flexible weekly, fortnightly or monthly repayments

No early payout penalties

Ideal For

  • Covering urgent expenses like car repairs or medical bills
  • Topping up cashflow between pay cycles
  • Small renovations or household purchases

Not Ideal For

  • Long-term borrowing or large renovations
  • People who may struggle to meet minimum repayments

How It Works

1

Compare your options

Review rates, fees and features to see if this loan suits your situation.

2

Complete a quick online application

Provide your basic personal, income and expense details for a fast assessment.

3

Get a decision and funds

If approved, funds are usually paid directly into your bank account.

Eligibility Requirements

At least 18 years old
Australian citizen or permanent resident
Regular income (employment or government benefits)
Able to meet repayments without substantial hardship

How Small Personal Loans Work

Small personal loans are typically unsecured, meaning you don't need to offer an asset like a car as security. You borrow a fixed amount and repay it over an agreed term with interest and any fees. This type of loan is often used for one-off expenses rather than ongoing spending.

Tips for Choosing the Right Small Personal Loan

Compare more than just the headline interest rate. Look closely at comparison rates, upfront and ongoing fees, flexibility of repayments, and any charges for paying the loan off early. Always consider whether the repayments fit comfortably within your budget.

Frequently Asked Questions

Q:How quickly can I get the money?

Most applications are assessed the same day, and once approved, funds are generally transferred within 1–2 business days.

Q:Will this affect my credit score?

Submitting an application usually involves a credit check, which may be recorded on your credit report. Always read the lender's credit guide before applying.

Ready to get started?

Check your eligibility for Fast Cash Plus Personal Loan today.

Check your eligibility

A little bit about us

Our story

We do the work for you

ProperLoans Score and ProperLoans Awards combine 100s of hours of research so you can easily find the best for you.

$$

No markup guarantee

You can't pay more when you compare through us - plus you can even with exclusive offers you won't find anywhere else.

We're independent

We're Australia's largest financial comparison site, and we're not owned by a bank, lender or insurer. See how we make money.

Loading posts...