Flexible terms

FlexiLoan Mini – Flexible Small Loans

Customize your repayment schedule to match your income and budget.

Compare these personal loan brands & more

Harmoney
NOW Finance
Comm
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Westpac
ANZ

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6 of 6 results

PROMOTED
9.5
Excellent

Fast Cash Plus Personal Loan

Fixed1 - 5 Years$2,000 - $10,000
Interest rate (p.a.)
7.99% to 19.99%
Comp. Rate (p.a.)
9.5%
Application Fee
$0 min.
Monthly Repayment
$683

No monthly account fees. Upfront establishment fee applies.

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9.2
Excellent

InstantFunds Personal Loan

Fixed0.5 - 3 Years$1,000 - $5,000
Interest rate (p.a.)
9.99% to 24.99%
Comp. Rate (p.a.)
12.5%
Application Fee
$0 min.
Monthly Repayment
$718

Small establishment fee. No ongoing monthly fees.

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8.9
Excellent

FlexiLoan Mini

Fixed1 - 4 Years$1,500 - $8,000
Interest rate (p.a.)
8.49% to 18.99%
Comp. Rate (p.a.)
10.2%
Application Fee
$0 min.
Monthly Repayment
$681

Low establishment fee. No penalties for early repayment.

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8.6
Excellent

PayDay Plus

Fixed0.08333333333333333 - 1 Years$500 - $2,000
Interest rate (p.a.)
15.99% to 29.99%
Comp. Rate (p.a.)
18.5%
Application Fee
$0 min.
Monthly Repayment
$774

Establishment fee applies. No hidden charges.

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8.3
Excellent

SmartCredit Personal Loan

Fixed1 - 5 Years$3,000 - $15,000
Interest rate (p.a.)
6.99% to 16.99%
Comp. Rate (p.a.)
8.5%
Application Fee
$0 min.
Monthly Repayment
$664

Competitive fees. No monthly account keeping fees.

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8.0
Excellent

RapidCash Advance

Fixed0.5 - 4 Years$1,000 - $7,500
Interest rate (p.a.)
10.99% to 22.99%
Comp. Rate (p.a.)
13.5%
Application Fee
$0 min.
Monthly Repayment
$713

Simple fee structure. No hidden costs.

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Loan Amount
$1,500 - $8,000
Interest Rate
8.49% - 18.99% p.a.
Loan Term
12 - 48 months
Comparison Rate
10.2% p.a.

Low establishment fee. No penalties for early repayment.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $8,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370

Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Choose weekly, fortnightly, or monthly repayments

Adjust repayment schedule to match your pay cycle

No fees for early repayment

Ideal For

  • People with irregular income
  • Those who want payment flexibility
  • Borrowers planning to pay off early

How It Works

1

Choose your amount and term

Select the loan amount and repayment schedule that works for you.

2

Submit application

Complete our online form with your personal and financial details.

3

Receive funds

Get approved and receive funds within 1-2 business days.

Eligibility Requirements

Minimum age 21
Australian citizen or permanent resident
Employed or receiving regular income
Good credit history preferred

Benefits of Flexible Repayment Options

Flexible repayment schedules allow you to align your loan payments with your income. This reduces the risk of missed payments and helps you manage your budget more effectively.

Frequently Asked Questions

Q:Can I change my repayment schedule?

Yes, you can adjust your repayment frequency at any time by contacting our support team.

Q:Are there fees for paying off early?

No, we don't charge any penalties for early repayment. You'll save on interest too.

Ready to get started?

Check your eligibility for FlexiLoan Mini today.

Get started

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