NOW Finance Unsecured Personal Loan
Fixed rate personal loans from $5,000 to $50,000 with no early repayment fees. Apply online and get a decision fast.
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23 of 23 results
Fixed Rate Personal Loan
Establishment fee: $395. Monthly fee: $0. Early repayment fee: $0.
Low Rate Personal Loan
New Car Loan
Personal Loan
Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $250. Monthly fee: $12. Early repayment fee: may apply on variable rate.
Personal Loan
Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.
Personal Loan
Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.
Personal Loan
Establishment fee: $150. Monthly fee: $10. Early repayment fee: $0 (fixed), fees may apply (variable).
Personal Loan
Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $395. Monthly fee: $0. Early repayment fee: may apply.
Personal Loan
Establishment fee: up to $400. Monthly fee: up to $20. Check with lender for details.
Personal Loan
Establishment fee: varies. Monthly fee: varies. Contact lender for full fee schedule.
Personal Loan
Establishment fee: varies by loan. Monthly fee: varies. Contact Liberty for details.
Personal Loan
Establishment fee: $195-$595. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $199-$599. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $150-$450. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: varies. Monthly fee: $0. Early repayment fee: $0.
Personal Loan
Establishment fee: $195-$495. Monthly fee: $0. Early repayment fee: $0.
Platinum Travel Rewards
Unsecured Personal Loan
Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.
Unsecured Personal Loan
Variable Home Loan
Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.
Loan Repayment Calculator
Estimate Your Weekly Repayments
Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $50,000.
Input Parameters
Drag to choose how much you're looking to borrow.
Try different interest rates to see how they change your repayments.
Shorter terms mean higher weekly repayments but less interest overall.
One-time upfront fee charged by the lender.
This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.
Repayment Results
Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.
Key Benefits
No establishment fees
No ongoing monthly fees
No early repayment penalties
Fixed interest rates for predictable repayments
Online application with fast decision
Ideal For
- Debt consolidation
- Home improvements
- Major purchases
- Medical expenses
Not Ideal For
- Loans under $5,000
- Borrowers who prefer variable rates
How It Works
Apply Online
Complete the online application in minutes. Provide your income, expenses, and loan details.
Get a Decision
Receive a loan decision quickly. NOW Finance will assess your application and provide a personalised rate.
Receive Your Funds
Once approved and you accept the offer, funds are transferred directly to your nominated bank account.
Eligibility Requirements
About NOW Finance
NOW Finance is an Australian online lender specialising in unsecured personal loans. They offer competitive fixed rates with no establishment or ongoing fees, making them a popular choice for borrowers looking for transparent, no-surprises lending.
Frequently Asked Questions
Q:What interest rates does NOW Finance offer?
NOW Finance offers fixed rates from 5.95% p.a. to 26.95% p.a. (comparison rates from 5.95% to 26.95% p.a.). Your actual rate depends on your credit profile and loan amount.
Q:Are there any fees?
NOW Finance charges no establishment fees, no monthly fees, and no early repayment fees on their unsecured personal loans.
Q:How long does approval take?
Most applications receive a decision within one business day. Once approved and accepted, funds are typically transferred within 1-2 business days.
Q:Can I repay my loan early?
Yes, you can repay your NOW Finance personal loan early at any time with no penalties or fees.