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Plenti Personal Loan

Personal loans from $5,000 to $50,000 with competitive rates and flexible terms up to 7 years.

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Compare these personal loan brands & more

HarmoneyHarmoney
NOW FinanceNOW Finance
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LatitudeLatitude
NABNAB
WestpacWestpac
ANZANZ

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23 of 23 results

PROMOTED
Latitude logo

Fixed Rate Personal Loan

Fixed•2 - 7 Years•$5,000 - $45,000
Interest rate (p.a.)
8.99% to 29.49%
Comp. Rate (p.a.)
10.59%
Application Fee
$0 min.
Monthly Repayment
$736

Establishment fee: $395. Monthly fee: $0. Early repayment fee: $0.

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F

Low Rate Personal Loan

Fixed•1 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
6.99% to 12.99%
Comp. Rate (p.a.)
7.5%
Application Fee
$0 min.
Monthly Repayment
$645
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A

New Car Loan

Fixed•3 - 7 Years•$10,000 - $100,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
6.8%
Application Fee
$0 min.
Monthly Repayment
$664
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MOVE Bank logo

Personal Loan

Fixed•1 - 7 Years•$2,000 - $50,000
Interest rate (p.a.)
6.99% to 12.99%
Comp. Rate (p.a.)
7.96%
Application Fee
$0 min.
Monthly Repayment
$645

Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.

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Macquarie Bank logo

Personal Loan

Fixed•1 - 7 Years•$10,000 - $75,000
Interest rate (p.a.)
7.49% to 16.99%
Comp. Rate (p.a.)
8.47%
Application Fee
$0 min.
Monthly Repayment
$667

Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.

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Westpac logo

Personal Loan

Fixed•1 - 7 Years•$4,000 - $50,000
Interest rate (p.a.)
7.99% to 20.99%
Comp. Rate (p.a.)
9.72%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $250. Monthly fee: $12. Early repayment fee: may apply on variable rate.

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NAB logo

Personal Loan

Fixed•1 - 7 Years•$5,000 - $55,000
Interest rate (p.a.)
8.99% to 19.99%
Comp. Rate (p.a.)
10.63%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.

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CommBank logo

Personal Loan

Fixed•1 - 7 Years•$4,000 - $50,000
Interest rate (p.a.)
8.49% to 21.49%
Comp. Rate (p.a.)
10.06%
Application Fee
$0 min.
Monthly Repayment
$693

Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.

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ANZ logo

Personal Loan

Fixed•1 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
7.99% to 20.99%
Comp. Rate (p.a.)
9.38%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $150. Monthly fee: $10. Early repayment fee: $0 (fixed), fees may apply (variable).

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Alex.Bank logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
7.99% to 15.99%
Comp. Rate (p.a.)
9.12%
Application Fee
$0 min.
Monthly Repayment
$664

Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.

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Pepper Money logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $65,000
Interest rate (p.a.)
7.99% to 17.99%
Comp. Rate (p.a.)
9.74%
Application Fee
$0 min.
Monthly Repayment
$674

Establishment fee: $395. Monthly fee: $0. Early repayment fee: may apply.

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Money3 logo

Personal Loan

Fixed•1 - 3 Years•$2,000 - $15,000
Interest rate (p.a.)
12.95% to 28.95%
Comp. Rate (p.a.)
20.95%
Application Fee
$0 min.
Monthly Repayment
$753

Establishment fee: up to $400. Monthly fee: up to $20. Check with lender for details.

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Australian Lending Centre logo

Personal Loan

Fixed•1 - 5 Years•$2,000 - $50,000
Interest rate (p.a.)
9.95% to 29.95%
Comp. Rate (p.a.)
19.95%
Application Fee
$0 min.
Monthly Repayment
$743

Establishment fee: varies. Monthly fee: varies. Contact lender for full fee schedule.

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Liberty logo

Personal Loan

Fixed•1 - 7 Years•$3,000 - $50,000
Interest rate (p.a.)
8.99% to 26.99%
Comp. Rate (p.a.)
11.15%
Application Fee
$0 min.
Monthly Repayment
$723

Establishment fee: varies by loan. Monthly fee: varies. Contact Liberty for details.

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Wisr logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $62,000
Interest rate (p.a.)
7.49% to 19.75%
Comp. Rate (p.a.)
8.49%
Application Fee
$0 min.
Monthly Repayment
$680

Establishment fee: $195-$595. Monthly fee: $0. Early repayment fee: $0.

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SocietyOne logo

Personal Loan

Fixed•2 - 5 Years•$5,000 - $50,000
Interest rate (p.a.)
6.99% to 21.49%
Comp. Rate (p.a.)
8.47%
Application Fee
$0 min.
Monthly Repayment
$686

Establishment fee: $199-$599. Monthly fee: $0. Early repayment fee: $0.

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Plenti logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
6.49% to 18.99%
Comp. Rate (p.a.)
7.66%
Application Fee
$0 min.
Monthly Repayment
$671

Establishment fee: $150-$450. Monthly fee: $0. Early repayment fee: $0.

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MoneyMe logo

Personal Loan

Fixed•1 - 5 Years•$2,100 - $50,000
Interest rate (p.a.)
5.95% to 25.99%
Comp. Rate (p.a.)
7.02%
Application Fee
$0 min.
Monthly Repayment
$703

Establishment fee: varies. Monthly fee: $0. Early repayment fee: $0.

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Harmoney logo

Personal Loan

Fixed•2 - 7 Years•$2,000 - $70,000
Interest rate (p.a.)
6.99% to 24.69%
Comp. Rate (p.a.)
7.87%
Application Fee
$0 min.
Monthly Repayment
$702

Establishment fee: $195-$495. Monthly fee: $0. Early repayment fee: $0.

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J

Platinum Travel Rewards

Fixed•1 - 7 Years•$5,000 - $75,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
12.00%
Application Fee
$0 min.
Monthly Repayment
$664
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NOW Finance logo

Unsecured Personal Loan

Fixed•1.5 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
5.95% to 26.95%
Comp. Rate (p.a.)
8.34%
Application Fee
$0 min.
Monthly Repayment
$708

Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.

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T

Unsecured Personal Loan

Fixed•2 - 5 Years•$2,000 - $30,000
Interest rate (p.a.)
8.49% to 15.99%
Comp. Rate (p.a.)
9.1%
Application Fee
$0 min.
Monthly Repayment
$667
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H

Variable Home Loan

Fixed•30 - 30 Years•$100,000 - $2,000,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
5.92%
Application Fee
$0 min.
Monthly Repayment
$664
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Loan Amount
$5,000 - $50,000
Interest Rate
6.49% - 18.99% p.a.
Loan Term
24 - 84 months
Comparison Rate
7.66% p.a.

Establishment fee: $150-$450. Monthly fee: $0. Early repayment fee: $0.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $50,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370
Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Award-winning Australian lender

Competitive fixed rates

No early repayment fees

Flexible loan terms up to 7 years

Rate estimate without credit impact

Ideal For

  • Debt consolidation
  • Home renovations
  • Large purchases
  • Borrowers with good credit

Not Ideal For

  • Small loans under $5,000
  • Borrowers with poor credit history

How It Works

1

Get a Rate Estimate

Check your personalised rate online without impacting your credit score.

2

Complete Application

Provide your details and supporting documents to finalise your application.

3

Receive Funds

Once approved and your contract is signed, funds are transferred to your account.

Eligibility Requirements

Be at least 18 years old
Be an Australian citizen or permanent resident
Have regular employment income
Have a good credit history
Have a valid Australian bank account

About Plenti

Plenti (formerly RateSetter) is an award-winning Australian lender offering personal loans, car loans, and renewable energy loans. They are known for competitive rates and a customer-focused approach.

Frequently Asked Questions

Q:What rates does Plenti offer?

Plenti offers fixed rates from 6.49% p.a. to 18.99% p.a. (comparison rates from 7.66% p.a. to 20.01% p.a.).

Q:Can I check my rate without a credit check?

Yes, Plenti offers a rate estimate using a soft credit check that does not affect your credit score.

Q:Are there early repayment fees?

No, Plenti does not charge any fees for early repayment of your personal loan.

Ready to get started?

Check your eligibility for Personal Loan today.

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