SmartCredit Personal Loans

Tailored loan solutions with competitive rates and flexible terms.

Compare these personal loan brands & more

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6 of 6 results

PROMOTED
9.5
Excellent

Fast Cash Plus Personal Loan

Fixed1 - 5 Years$2,000 - $10,000
Interest rate (p.a.)
7.99% to 19.99%
Comp. Rate (p.a.)
9.5%
Application Fee
$0 min.
Monthly Repayment
$683

No monthly account fees. Upfront establishment fee applies.

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9.2
Excellent

InstantFunds Personal Loan

Fixed0.5 - 3 Years$1,000 - $5,000
Interest rate (p.a.)
9.99% to 24.99%
Comp. Rate (p.a.)
12.5%
Application Fee
$0 min.
Monthly Repayment
$718

Small establishment fee. No ongoing monthly fees.

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8.9
Excellent

FlexiLoan Mini

Fixed1 - 4 Years$1,500 - $8,000
Interest rate (p.a.)
8.49% to 18.99%
Comp. Rate (p.a.)
10.2%
Application Fee
$0 min.
Monthly Repayment
$681

Low establishment fee. No penalties for early repayment.

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8.6
Excellent

PayDay Plus

Fixed0.08333333333333333 - 1 Years$500 - $2,000
Interest rate (p.a.)
15.99% to 29.99%
Comp. Rate (p.a.)
18.5%
Application Fee
$0 min.
Monthly Repayment
$774

Establishment fee applies. No hidden charges.

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8.3
Excellent

SmartCredit Personal Loan

Fixed1 - 5 Years$3,000 - $15,000
Interest rate (p.a.)
6.99% to 16.99%
Comp. Rate (p.a.)
8.5%
Application Fee
$0 min.
Monthly Repayment
$664

Competitive fees. No monthly account keeping fees.

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8.0
Excellent

RapidCash Advance

Fixed0.5 - 4 Years$1,000 - $7,500
Interest rate (p.a.)
10.99% to 22.99%
Comp. Rate (p.a.)
13.5%
Application Fee
$0 min.
Monthly Repayment
$713

Simple fee structure. No hidden costs.

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Loan Amount
$3,000 - $15,000
Interest Rate
6.99% - 16.99% p.a.
Loan Term
12 - 60 months
Comparison Rate
8.5% p.a.

Competitive fees. No monthly account keeping fees.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $15,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370

Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Competitive interest rates

Personalized loan assessment

Flexible loan terms up to 5 years

Ideal For

  • Debt consolidation
  • Home improvements
  • Major purchases

How It Works

1

Get a quote

Use our calculator to see your personalized rate and repayments.

2

Apply online

Submit your application with supporting documents.

3

Receive funds

Once approved, funds are transferred within 24-48 hours.

Eligibility Requirements

21 years or older
Australian citizen or permanent resident
Minimum annual income of $30,000
Good credit history

Choosing the Right Loan Amount

Borrow only what you need and can comfortably afford to repay. Use our loan calculator to estimate your repayments and ensure they fit within your budget.

Frequently Asked Questions

Q:What rates can I expect?

Rates are personalized based on your credit history and financial situation, starting from 6.99% p.a.

Q:Can I use this for debt consolidation?

Yes, many customers use SmartCredit personal loans to consolidate multiple debts into one manageable payment.

Ready to get started?

Check your eligibility for SmartCredit Personal Loan today.

Check eligibility

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