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Big 4 Bank

Westpac Personal Loan

Personal loans from $4,000 to $50,000 with fixed or variable rate options from Westpac.

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HarmoneyHarmoney
NOW FinanceNOW Finance
CommBankCommBank
LatitudeLatitude
NABNAB
WestpacWestpac
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23 of 23 results

PROMOTED
Latitude logo

Fixed Rate Personal Loan

Fixed•2 - 7 Years•$5,000 - $45,000
Interest rate (p.a.)
8.99% to 29.49%
Comp. Rate (p.a.)
10.59%
Application Fee
$0 min.
Monthly Repayment
$736

Establishment fee: $395. Monthly fee: $0. Early repayment fee: $0.

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F

Low Rate Personal Loan

Fixed•1 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
6.99% to 12.99%
Comp. Rate (p.a.)
7.5%
Application Fee
$0 min.
Monthly Repayment
$645
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A

New Car Loan

Fixed•3 - 7 Years•$10,000 - $100,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
6.8%
Application Fee
$0 min.
Monthly Repayment
$664
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MOVE Bank logo

Personal Loan

Fixed•1 - 7 Years•$2,000 - $50,000
Interest rate (p.a.)
6.99% to 12.99%
Comp. Rate (p.a.)
7.96%
Application Fee
$0 min.
Monthly Repayment
$645

Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.

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Macquarie Bank logo

Personal Loan

Fixed•1 - 7 Years•$10,000 - $75,000
Interest rate (p.a.)
7.49% to 16.99%
Comp. Rate (p.a.)
8.47%
Application Fee
$0 min.
Monthly Repayment
$667

Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.

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Westpac logo

Personal Loan

Fixed•1 - 7 Years•$4,000 - $50,000
Interest rate (p.a.)
7.99% to 20.99%
Comp. Rate (p.a.)
9.72%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $250. Monthly fee: $12. Early repayment fee: may apply on variable rate.

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NAB logo

Personal Loan

Fixed•1 - 7 Years•$5,000 - $55,000
Interest rate (p.a.)
8.99% to 19.99%
Comp. Rate (p.a.)
10.63%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.

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CommBank logo

Personal Loan

Fixed•1 - 7 Years•$4,000 - $50,000
Interest rate (p.a.)
8.49% to 21.49%
Comp. Rate (p.a.)
10.06%
Application Fee
$0 min.
Monthly Repayment
$693

Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.

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ANZ logo

Personal Loan

Fixed•1 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
7.99% to 20.99%
Comp. Rate (p.a.)
9.38%
Application Fee
$0 min.
Monthly Repayment
$688

Establishment fee: $150. Monthly fee: $10. Early repayment fee: $0 (fixed), fees may apply (variable).

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Alex.Bank logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
7.99% to 15.99%
Comp. Rate (p.a.)
9.12%
Application Fee
$0 min.
Monthly Repayment
$664

Establishment fee: $150. Monthly fee: $0. Early repayment fee: $0.

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Pepper Money logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $65,000
Interest rate (p.a.)
7.99% to 17.99%
Comp. Rate (p.a.)
9.74%
Application Fee
$0 min.
Monthly Repayment
$674

Establishment fee: $395. Monthly fee: $0. Early repayment fee: may apply.

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Money3 logo

Personal Loan

Fixed•1 - 3 Years•$2,000 - $15,000
Interest rate (p.a.)
12.95% to 28.95%
Comp. Rate (p.a.)
20.95%
Application Fee
$0 min.
Monthly Repayment
$753

Establishment fee: up to $400. Monthly fee: up to $20. Check with lender for details.

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Australian Lending Centre logo

Personal Loan

Fixed•1 - 5 Years•$2,000 - $50,000
Interest rate (p.a.)
9.95% to 29.95%
Comp. Rate (p.a.)
19.95%
Application Fee
$0 min.
Monthly Repayment
$743

Establishment fee: varies. Monthly fee: varies. Contact lender for full fee schedule.

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Liberty logo

Personal Loan

Fixed•1 - 7 Years•$3,000 - $50,000
Interest rate (p.a.)
8.99% to 26.99%
Comp. Rate (p.a.)
11.15%
Application Fee
$0 min.
Monthly Repayment
$723

Establishment fee: varies by loan. Monthly fee: varies. Contact Liberty for details.

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Wisr logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $62,000
Interest rate (p.a.)
7.49% to 19.75%
Comp. Rate (p.a.)
8.49%
Application Fee
$0 min.
Monthly Repayment
$680

Establishment fee: $195-$595. Monthly fee: $0. Early repayment fee: $0.

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SocietyOne logo

Personal Loan

Fixed•2 - 5 Years•$5,000 - $50,000
Interest rate (p.a.)
6.99% to 21.49%
Comp. Rate (p.a.)
8.47%
Application Fee
$0 min.
Monthly Repayment
$686

Establishment fee: $199-$599. Monthly fee: $0. Early repayment fee: $0.

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Plenti logo

Personal Loan

Fixed•2 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
6.49% to 18.99%
Comp. Rate (p.a.)
7.66%
Application Fee
$0 min.
Monthly Repayment
$671

Establishment fee: $150-$450. Monthly fee: $0. Early repayment fee: $0.

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MoneyMe logo

Personal Loan

Fixed•1 - 5 Years•$2,100 - $50,000
Interest rate (p.a.)
5.95% to 25.99%
Comp. Rate (p.a.)
7.02%
Application Fee
$0 min.
Monthly Repayment
$703

Establishment fee: varies. Monthly fee: $0. Early repayment fee: $0.

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Harmoney logo

Personal Loan

Fixed•2 - 7 Years•$2,000 - $70,000
Interest rate (p.a.)
6.99% to 24.69%
Comp. Rate (p.a.)
7.87%
Application Fee
$0 min.
Monthly Repayment
$702

Establishment fee: $195-$495. Monthly fee: $0. Early repayment fee: $0.

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J

Platinum Travel Rewards

Fixed•1 - 7 Years•$5,000 - $75,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
12.00%
Application Fee
$0 min.
Monthly Repayment
$664
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NOW Finance logo

Unsecured Personal Loan

Fixed•1.5 - 7 Years•$5,000 - $50,000
Interest rate (p.a.)
5.95% to 26.95%
Comp. Rate (p.a.)
8.34%
Application Fee
$0 min.
Monthly Repayment
$708

Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.

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T

Unsecured Personal Loan

Fixed•2 - 5 Years•$2,000 - $30,000
Interest rate (p.a.)
8.49% to 15.99%
Comp. Rate (p.a.)
9.1%
Application Fee
$0 min.
Monthly Repayment
$667
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H

Variable Home Loan

Fixed•30 - 30 Years•$100,000 - $2,000,000
Interest rate (p.a.)
6.28% to 18.99%
Comp. Rate (p.a.)
5.92%
Application Fee
$0 min.
Monthly Repayment
$664
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Loan Amount
$4,000 - $50,000
Interest Rate
7.99% - 20.99% p.a.
Loan Term
12 - 84 months
Comparison Rate
9.72% p.a.

Establishment fee: $250. Monthly fee: $12. Early repayment fee: may apply on variable rate.

Loan Repayment Calculator

Estimate Your Weekly Repayments

Use the sliders to see how interest rates and loan terms can affect your weekly repayments on small personal loans up to $50,000.

Input Parameters

$2,500

Drag to choose how much you're looking to borrow.

14.0% p.a.

Try different interest rates to see how they change your repayments.

24 months

Shorter terms mean higher weekly repayments but less interest overall.

$150

One-time upfront fee charged by the lender.

This calculator is a general guide only and does not take into account your personal objectives, financial situation or needs. Actual rates, fees and repayments will depend on the lender and your application.

Repayment Results

Estimated weekly repayment$27.59
Loan amount (principal)$2,500
Establishment fee$150
Total interest charged$370
Total loan cost$3,020
Approximate loan term104 weeks

Total loan cost includes your principal ($2,500), interest ($370), and establishment fee ($150). This gives you the complete picture of what you'll pay back.

Key Benefits

Choice of fixed or variable rates

Trusted Big 4 Australian bank

Full-featured mobile app and online banking

In-branch support nationwide

Ideal For

  • Existing Westpac customers
  • Borrowers wanting rate type flexibility
  • Those valuing in-branch support

Not Ideal For

  • Fee-conscious borrowers
  • Those seeking the lowest online-only rates

How It Works

1

Estimate Repayments

Use Westpac's online calculator to estimate your loan repayments.

2

Apply

Apply online, in-branch, or by calling Westpac.

3

Get Your Funds

Once approved, your loan funds are deposited into your Westpac account.

Eligibility Requirements

Be at least 18 years old
Be an Australian citizen or permanent resident
Have a regular income
Hold a Westpac transaction account (or open one)

About Westpac

Westpac Banking Corporation is Australia's oldest bank, founded in 1817. As one of the Big 4 banks, Westpac offers comprehensive personal banking services including personal loans, home loans, and credit cards.

Frequently Asked Questions

Q:What rates does Westpac offer?

Westpac offers fixed rates from 7.99% p.a. and variable rates. Your actual rate depends on your individual circumstances.

Q:What is the monthly fee?

Westpac charges a $12 monthly loan service fee on personal loans.

Q:Can I choose between fixed and variable?

Yes, Westpac offers both fixed and variable rate personal loans so you can choose the option that suits you best.

Ready to get started?

Check your eligibility for Personal Loan today.

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