ANZ
Personal Loan
ANZ Personal Loan
Personal loans from $5,000 to $50,000 from one of Australia's Big 4 banks. Fixed and variable rate options available.
Apply for Personal Loan
Comparison rate: 9.38% p.a.
- Trusted Big 4 Australian bank
- Choice of fixed or variable rates
- Manage loan via ANZ app
- Potential rate discounts for existing customers
Rates and fees may vary based on your profile
Rate from
7.99% p.a.
Comparison rate
9.38% p.a.
Loan amount
$5,000 - $50,000
Loan term
12 - 84 mo
Establishment fee
Establishment fee: $150. Monthly fee: $10. Early repayment fee: $0 (fixed)
Monthly fee
fees may apply (variable).
About ANZ
Australia and New Zealand Banking Group (ANZ) is one of Australia's Big 4 banks, offering a full range of financial products including personal loans. With over 190 years of history, ANZ provides the stability and security of a major bank.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Existing ANZ customers
- Borrowers wanting Big 4 bank reliability
- Those who want fixed or variable rate flexibility
Watch out for
- Borrowers wanting the lowest fees
- Those who prefer fee-free loans
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Check Eligibility
Use ANZ's online tool to check if you're likely to be approved.
Apply
Apply online, in-branch, or by phone.
Get Funded
Once approved, funds are transferred to your ANZ or nominated account.
Check Eligibility
Use ANZ's online tool to check if you're likely to be approved.
Apply
Apply online, in-branch, or by phone.
Get Funded
Once approved, funds are transferred to your ANZ or nominated account.
Frequently Asked Questions
Common questions about Personal Loan
ANZ offers fixed rates from 7.99% p.a. and variable rates from 8.49% p.a. Your rate depends on your credit profile and loan details.
Yes, ANZ charges a $10 monthly service fee on personal loans.
ANZ may offer preferential rates or conditions to existing banking customers. Check with ANZ for current offers.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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