Latitude
Fixed Rate Personal Loan
Latitude Fixed Rate Personal Loan
Fixed rate personal loans from $5,000 to $45,000 with flexible terms up to 7 years.
Apply for Fixed Rate Personal Loan
Comparison rate: 10.59% p.a.
- Fixed interest rates
- No early repayment fees
- Loan terms up to 7 years
- Apply online
Rates and fees may vary based on your profile
Rate from
8.99% p.a.
Comparison rate
10.59% p.a.
Loan amount
$5,000 - $45,000
Loan term
24 - 84 mo
Establishment fee
Establishment fee: $395. Monthly fee: $0. Early repayment fee: $0.
Monthly fee
$0
About Latitude Financial
Latitude Financial Services is one of Australia's largest non-bank financial services providers, offering personal loans, credit cards, and interest-free payment plans. They have been operating in Australia for over 100 years.
Repayment Calculator
Estimate your monthly repayments for a Fixed Rate Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Debt consolidation
- Home improvements
- Vehicle purchases
Watch out for
- Small loans under $5,000
- Borrowers wanting to avoid establishment fees
Eligibility Requirements
To apply for a Fixed Rate Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Fixed Rate Personal Loan is straightforward. Follow these steps to submit your application.
Apply Online
Complete the online application form with your personal and financial details.
Get Approved
Latitude will assess your application and provide a decision, often within one business day.
Receive Your Funds
Sign your loan contract online and receive funds in your account.
Apply Online
Complete the online application form with your personal and financial details.
Get Approved
Latitude will assess your application and provide a decision, often within one business day.
Receive Your Funds
Sign your loan contract online and receive funds in your account.
Frequently Asked Questions
Common questions about Fixed Rate Personal Loan
Latitude offers fixed rates from 8.99% p.a. to 29.49% p.a. Your rate is determined based on your credit profile and loan amount.
Yes, Latitude charges a $395 establishment fee which is added to your loan balance.
Yes, you can make extra repayments or pay off your loan early without any penalties.
Ready to apply?
Check your eligibility for Fixed Rate Personal Loan today. The application takes just a few minutes.
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