NAB
Personal Loan
NAB Personal Loan
Fixed rate personal loans from $5,000 to $55,000 from NAB. Unsecured loans with no early repayment fees.
Apply for Personal Loan
Comparison rate: 10.63% p.a.
- Big 4 bank reliability
- No early repayment fees
- Borrow up to $55,000 unsecured
- Manage via NAB app or internet banking
Rates and fees may vary based on your profile
Rate from
8.99% p.a.
Comparison rate
10.63% p.a.
Loan amount
$5,000 - $55,000
Loan term
12 - 84 mo
Establishment fee
Establishment fee: $250. Monthly fee: $10. Early repayment fee: $0.
Monthly fee
$0
About NAB
National Australia Bank (NAB) is one of Australia's Big 4 banks, serving over 9 million customers. NAB offers a full range of personal banking, business banking, and wealth management services.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Existing NAB customers
- Debt consolidation
- Large purchases
Watch out for
- Borrowers wanting no fees at all
- Those seeking the lowest market rates
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Get an Estimate
Use NAB's online calculator to estimate your repayments and check eligibility.
Apply Online
Complete your application online — existing NAB customers can apply through internet banking.
Receive Funds
Once approved, funds are transferred to your NAB account, usually within one business day.
Get an Estimate
Use NAB's online calculator to estimate your repayments and check eligibility.
Apply Online
Complete your application online — existing NAB customers can apply through internet banking.
Receive Funds
Once approved, funds are transferred to your NAB account, usually within one business day.
Frequently Asked Questions
Common questions about Personal Loan
NAB offers fixed rates from 8.99% p.a. to 19.99% p.a. (comparison rate from 10.63% p.a.) depending on your credit profile.
You'll need a NAB transaction account to receive your loan funds. Existing NAB customers can apply directly through internet banking.
Many applications receive a decision within one business day. Complex applications may take longer.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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