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Australian Lending Centre

Personal Loan

From 9.95% p.a.
4.2/5
UnsecuredFixed rate

Australian Lending Centre Personal Loan

Personal loans from $2,000 to $50,000 with options for borrowers with varied credit profiles.

Apply for Personal Loan

9.95% p.a.
  • May consider borrowers with varied credit histories
  • Loans from $2,000
  • Australian-owned and operated
  • Personal service
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Rates and fees may vary based on your profile

Rate from

9.95% p.a.

Comparison rate

Ask lender

Loan amount

$2,000 - $50,000

Loan term

12 - 60 mo

Establishment fee

Establishment fee: varies. Monthly fee: varies. Contact lender for full fee schedule.

Monthly fee

$0

About Australian Lending Centre

Australian Lending Centre is an Australian-owned lender offering personal loans to borrowers across a range of credit profiles. They aim to provide accessible lending solutions with personalised service.

Repayment Calculator

Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.

Adjust your loan details

$4,000
$2,000$50,000
12 months
12 months60 months
9.95% p.a.
9.95%29.95%

Estimated monthly repayment

$351.57

per month

PrincipalInterest
Total repaid$4,219
Total interest$219
Loan amount$4,000

Indicative only. Excludes establishment and ongoing fees.

Pros & Cons

What we like

  • Borrowers with less-than-perfect credit
  • Debt consolidation
  • Emergency expenses

Watch out for

  • Borrowers with excellent credit seeking the lowest rates
  • Those wanting long loan terms beyond 5 years

Eligibility Requirements

To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.

Be at least 18 years old
Be an Australian citizen or permanent resident
Have a regular source of income
Have an Australian bank account

Documents you will typically need

  • Recent payslips (last 2-3)
  • Bank statements (last 90 days)
  • Photo ID (driver licence or passport)
  • Proof of address (utility bill or lease)

Some lenders may request additional documentation depending on your employment type and loan amount.

How to Apply

Getting started with Personal Loan is straightforward. Follow these steps to submit your application.

01
Step 1

Apply Online or by Phone

Submit your application online or call to speak with a lending specialist.

02
Step 2

Assessment

Your application is assessed based on your individual circumstances.

03
Step 3

Receive Funds

Once approved, funds are transferred to your account.

Frequently Asked Questions

Common questions about Personal Loan

Australian Lending Centre considers applications from borrowers with varied credit histories. Each application is assessed on its own merits.

Rates range from 9.95% p.a. to 29.95% p.a. depending on your credit profile and loan details.

Ready to apply?

Check your eligibility for Personal Loan today. The application takes just a few minutes.

Go to Site

You will be redirected to the Australian Lending Centre website. Properfolio may receive a commission.