Liberty
Personal Loan
Liberty Personal Loan
Flexible personal loans from $3,000 to $50,000. Liberty specialises in helping borrowers who may not fit the mould.
Apply for Personal Loan
Comparison rate: 11.15% p.a.
- Flexible lending criteria — solutions for non-standard borrowers
- Wide range of loan amounts
- Secured and unsecured options
- Dedicated loan specialist support
Rates and fees may vary based on your profile
Rate from
8.99% p.a.
Comparison rate
11.15% p.a.
Loan amount
$3,000 - $50,000
Loan term
12 - 84 mo
Establishment fee
Establishment fee: varies by loan. Monthly fee: varies. Contact Liberty for details.
Monthly fee
$0
About Liberty
Liberty Financial is one of Australia's leading non-bank lenders with over 25 years of experience. They specialise in providing lending solutions for borrowers who may not meet traditional bank criteria, including self-employed and non-standard income earners.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
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Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Self-employed borrowers
- Borrowers with non-standard income
- Debt consolidation
- Vehicle purchases
Watch out for
- Borrowers seeking the lowest possible rate
- Those wanting a fully digital experience
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Enquire Online
Submit an enquiry and a Liberty adviser will contact you to discuss your needs.
Get a Solution
Your adviser will find a loan solution tailored to your circumstances.
Settle and Receive Funds
Complete the paperwork and receive your loan funds.
Enquire Online
Submit an enquiry and a Liberty adviser will contact you to discuss your needs.
Get a Solution
Your adviser will find a loan solution tailored to your circumstances.
Settle and Receive Funds
Complete the paperwork and receive your loan funds.
Frequently Asked Questions
Common questions about Personal Loan
Liberty specialises in flexible lending and may consider borrowers who don't meet traditional bank criteria. Each application is assessed individually.
Rates start from 8.99% p.a. and vary based on your circumstances, loan type, and whether the loan is secured or unsecured.
Yes, Liberty provides dedicated loan specialists who can discuss your individual situation and find the best solution.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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