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Money3

Personal Loan

From 12.95% p.a.
4.2/5
UnsecuredFixed rate

Money3 Personal Loan

Small personal loans from $2,000 to $15,000 with accessible lending criteria.

Apply for Personal Loan

12.95% p.a.
  • Accessible lending for varied credit profiles
  • Small loan amounts from $2,000
  • Quick application and assessment
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Rates and fees may vary based on your profile

Rate from

12.95% p.a.

Comparison rate

Ask lender

Loan amount

$2,000 - $15,000

Loan term

12 - 36 mo

Establishment fee

Establishment fee: up to $400. Monthly fee: up to $20. Check with lender for details.

Monthly fee

$0

About Money3

Money3 is an ASX-listed Australian finance company specialising in small and medium personal loans. They offer accessible lending solutions to borrowers who may not meet traditional bank lending criteria.

Repayment Calculator

Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.

Adjust your loan details

$4,000
$2,000$15,000
12 months
12 months36 months
12.95% p.a.
12.95%28.95%

Estimated monthly repayment

$357.18

per month

PrincipalInterest
Total repaid$4,286
Total interest$286
Loan amount$4,000

Indicative only. Excludes establishment and ongoing fees.

Pros & Cons

What we like

  • Small, urgent expenses
  • Borrowers who may not qualify with major banks
  • Short-term borrowing needs

Watch out for

  • Large loans over $15,000
  • Borrowers seeking long-term financing
  • Those wanting the lowest possible rates

Eligibility Requirements

To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.

Be at least 18 years old
Be an Australian citizen or permanent resident
Have a regular income source
Have an active bank account

Documents you will typically need

  • Recent payslips (last 2-3)
  • Bank statements (last 90 days)
  • Photo ID (driver licence or passport)
  • Proof of address (utility bill or lease)

Some lenders may request additional documentation depending on your employment type and loan amount.

How to Apply

Getting started with Personal Loan is straightforward. Follow these steps to submit your application.

01
Step 1

Apply

Submit your application online or in-branch.

02
Step 2

Get Assessed

Money3 will assess your application and financial situation.

03
Step 3

Receive Funds

Once approved, receive your loan funds promptly.

Frequently Asked Questions

Common questions about Personal Loan

Money3 offers personal loans from $2,000 to $15,000.

Money3 uses accessible lending criteria and may consider applicants with varied credit histories.

Ready to apply?

Check your eligibility for Personal Loan today. The application takes just a few minutes.

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