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MoneyMe

Personal Loan

From 5.95% p.a.
4.2/5
Same Day FundsUnsecuredFixed rate

MoneyMe Personal Loan

Fast personal loans from $2,100 to $50,000. Apply in minutes and get funds as soon as the same day.

Apply for Personal Loan

5.95% p.a.

Comparison rate: 7.02% p.a.

  • Ultra-fast application — apply in minutes
  • Same-day funding available
  • No early repayment fees
  • Manage your loan via the MoneyMe app
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Rates and fees may vary based on your profile

Rate from

5.95% p.a.

Comparison rate

7.02% p.a.

Loan amount

$2,100 - $50,000

Loan term

12 - 60 mo

Establishment fee

Establishment fee: varies. Monthly fee: $0. Early repayment fee: $0.

Monthly fee

$0

About MoneyMe

MoneyMe is an Australian fintech lender offering fast, digital-first personal loans. Known for their speed and simplicity, MoneyMe uses technology to provide quick loan decisions and same-day funding.

Repayment Calculator

Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.

Adjust your loan details

$4,200
$2,000$50,000
12 months
12 months60 months
5.95% p.a.
5.95%25.99%

Estimated monthly repayment

$361.38

per month

PrincipalInterest
Total repaid$4,337
Total interest$137
Loan amount$4,200

Indicative only. Excludes establishment and ongoing fees.

Pros & Cons

What we like

  • Urgent expenses
  • Debt consolidation
  • Car purchases
  • Tech-savvy borrowers who prefer app-based lending

Watch out for

  • Borrowers wanting longer than 5-year terms
  • Those who prefer in-branch service

Eligibility Requirements

To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.

Be at least 18 years old
Be an Australian citizen or permanent resident
Be currently employed
Earn at least $15,000 p.a. after tax

Documents you will typically need

  • Recent payslips (last 2-3)
  • Bank statements (last 90 days)
  • Photo ID (driver licence or passport)
  • Proof of address (utility bill or lease)

Some lenders may request additional documentation depending on your employment type and loan amount.

How to Apply

Getting started with Personal Loan is straightforward. Follow these steps to submit your application.

01
Step 1

Apply in Minutes

Complete MoneyMe's streamlined online application with instant identity verification.

02
Step 2

Get Approved Fast

Receive a decision quickly with competitive rates based on your profile.

03
Step 3

Funds Same Day

Approved funds can be in your account as soon as the same business day.

Frequently Asked Questions

Common questions about Personal Loan

MoneyMe can provide funds as fast as the same business day after approval and contract signing.

MoneyMe offers fixed rates from 5.95% p.a. to 25.99% p.a. depending on your credit profile.

Yes, MoneyMe has a mobile app where you can manage repayments, view your balance, and access other financial products.

Ready to apply?

Check your eligibility for Personal Loan today. The application takes just a few minutes.

Go to Site

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