NOW Finance
Unsecured Personal Loan
NOW Finance Unsecured Personal Loan
Fixed rate personal loans from $5,000 to $50,000 with no early repayment fees. Apply online and get a decision fast.
Apply for Unsecured Personal Loan
Comparison rate: 8.34% p.a.
- No establishment fees
- No ongoing monthly fees
- No early repayment penalties
- Fixed interest rates for predictable repayments
Rates and fees may vary based on your profile
Rate from
5.95% p.a.
Comparison rate
8.34% p.a.
Loan amount
$5,000 - $50,000
Loan term
18 - 84 mo
Establishment fee
Establishment fee: $0. Monthly fee: $0. Early repayment fee: $0.
Monthly fee
$0
About NOW Finance
NOW Finance is an Australian online lender specialising in unsecured personal loans. They offer competitive fixed rates with no establishment or ongoing fees, making them a popular choice for borrowers looking for transparent, no-surprises lending.
Repayment Calculator
Estimate your monthly repayments for a Unsecured Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Debt consolidation
- Home improvements
- Major purchases
- Medical expenses
Watch out for
- Loans under $5,000
- Borrowers who prefer variable rates
Eligibility Requirements
To apply for a Unsecured Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Unsecured Personal Loan is straightforward. Follow these steps to submit your application.
Apply Online
Complete the online application in minutes. Provide your income, expenses, and loan details.
Get a Decision
Receive a loan decision quickly. NOW Finance will assess your application and provide a personalised rate.
Receive Your Funds
Once approved and you accept the offer, funds are transferred directly to your nominated bank account.
Apply Online
Complete the online application in minutes. Provide your income, expenses, and loan details.
Get a Decision
Receive a loan decision quickly. NOW Finance will assess your application and provide a personalised rate.
Receive Your Funds
Once approved and you accept the offer, funds are transferred directly to your nominated bank account.
Frequently Asked Questions
Common questions about Unsecured Personal Loan
NOW Finance offers fixed rates from 5.95% p.a. to 26.95% p.a. (comparison rates from 5.95% to 26.95% p.a.). Your actual rate depends on your credit profile and loan amount.
NOW Finance charges no establishment fees, no monthly fees, and no early repayment fees on their unsecured personal loans.
Most applications receive a decision within one business day. Once approved and accepted, funds are typically transferred within 1-2 business days.
Yes, you can repay your NOW Finance personal loan early at any time with no penalties or fees.
Ready to apply?
Check your eligibility for Unsecured Personal Loan today. The application takes just a few minutes.
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