Pepper Money
Personal Loan
Pepper Money Personal Loan
Personal loans from $5,000 to $65,000. Pepper Money offers flexible lending solutions for real life situations.
Apply for Personal Loan
Comparison rate: 9.74% p.a.
- Borrow up to $65,000
- Flexible lending criteria for real life
- Terms up to 7 years
- Fixed rates for certainty
Rates and fees may vary based on your profile
Rate from
7.99% p.a.
Comparison rate
9.74% p.a.
Loan amount
$5,000 - $65,000
Loan term
24 - 84 mo
Establishment fee
Establishment fee: $395. Monthly fee: $0. Early repayment fee: may apply.
Monthly fee
$0
About Pepper Money
Pepper Money is an ASX-listed Australian non-bank lender offering personal loans, car loans, and home loans. They specialise in providing lending solutions for borrowers who may not fit traditional bank criteria, including self-employed and credit-impaired borrowers.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Debt consolidation
- Home renovations
- Large purchases
- Self-employed borrowers
Watch out for
- Small loans under $5,000
- Those wanting to avoid establishment fees
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Apply
Apply through a Pepper Money broker or directly online.
Get Assessed
Pepper Money will assess your application with their flexible lending criteria.
Receive Funds
Once approved, your funds are deposited to your account.
Apply
Apply through a Pepper Money broker or directly online.
Get Assessed
Pepper Money will assess your application with their flexible lending criteria.
Receive Funds
Once approved, your funds are deposited to your account.
Frequently Asked Questions
Common questions about Personal Loan
Pepper Money specialises in real-life lending, meaning they consider borrowers who may have experienced credit impairments, are self-employed, or have non-standard income situations.
Pepper Money offers fixed rates from 7.99% p.a. to 17.99% p.a. depending on your credit profile.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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