Plenti
Personal Loan
Plenti Personal Loan
Personal loans from $5,000 to $50,000 with competitive rates and flexible terms up to 7 years.
Apply for Personal Loan
Comparison rate: 7.66% p.a.
- Award-winning Australian lender
- Competitive fixed rates
- No early repayment fees
- Flexible loan terms up to 7 years
Rates and fees may vary based on your profile
Rate from
6.49% p.a.
Comparison rate
7.66% p.a.
Loan amount
$5,000 - $50,000
Loan term
24 - 84 mo
Establishment fee
Establishment fee: $150-$450. Monthly fee: $0. Early repayment fee: $0.
Monthly fee
$0
About Plenti
Plenti (formerly RateSetter) is an award-winning Australian lender offering personal loans, car loans, and renewable energy loans. They are known for competitive rates and a customer-focused approach.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Debt consolidation
- Home renovations
- Large purchases
- Borrowers with good credit
Watch out for
- Small loans under $5,000
- Borrowers with poor credit history
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Get a Rate Estimate
Check your personalised rate online without impacting your credit score.
Complete Application
Provide your details and supporting documents to finalise your application.
Receive Funds
Once approved and your contract is signed, funds are transferred to your account.
Get a Rate Estimate
Check your personalised rate online without impacting your credit score.
Complete Application
Provide your details and supporting documents to finalise your application.
Receive Funds
Once approved and your contract is signed, funds are transferred to your account.
Frequently Asked Questions
Common questions about Personal Loan
Plenti offers fixed rates from 6.49% p.a. to 18.99% p.a. (comparison rates from 7.66% p.a. to 20.01% p.a.).
Yes, Plenti offers a rate estimate using a soft credit check that does not affect your credit score.
No, Plenti does not charge any fees for early repayment of your personal loan.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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