SocietyOne
Personal Loan
SocietyOne Personal Loan
Personal loans from $5,000 to $50,000 with competitive fixed rates and no early repayment fees.
Apply for Personal Loan
Comparison rate: 8.47% p.a.
- Competitive fixed interest rates
- No early repayment fees
- Simple online application
- Personal loan specialist
Rates and fees may vary based on your profile
Rate from
6.99% p.a.
Comparison rate
8.47% p.a.
Loan amount
$5,000 - $50,000
Loan term
24 - 60 mo
Establishment fee
Establishment fee: $199-$599. Monthly fee: $0. Early repayment fee: $0.
Monthly fee
$0
About SocietyOne
SocietyOne is one of Australia's pioneering fintech lenders, offering unsecured personal loans with competitive rates. Now part of MoneyMe, SocietyOne continues to provide straightforward lending solutions.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Debt consolidation
- Home improvements
- Major life events
Watch out for
- Loans under $5,000
- Borrowers wanting terms longer than 5 years
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Apply Online
Complete the online application in just a few minutes.
Receive Your Offer
Get a personalised loan offer with your interest rate and terms.
Get Your Funds
Accept your offer and receive funds in your account.
Apply Online
Complete the online application in just a few minutes.
Receive Your Offer
Get a personalised loan offer with your interest rate and terms.
Get Your Funds
Accept your offer and receive funds in your account.
Frequently Asked Questions
Common questions about Personal Loan
SocietyOne offers fixed rates from 6.99% p.a. to 21.49% p.a. depending on your credit profile and loan amount.
SocietyOne aims to provide a loan decision within one business day of receiving a complete application.
SocietyOne personal loans can be used for debt consolidation, home improvements, travel, medical expenses, and other personal purposes.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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