Wisr
Personal Loan
Wisr Personal Loan
Smart personal loans from $5,000 to $62,000. Wisr also offers green loans for sustainable purchases.
Apply for Personal Loan
Comparison rate: 8.49% p.a.
- Green loans for sustainable purchases
- Borrow up to $62,000
- No early repayment fees
- Free credit score access
Rates and fees may vary based on your profile
Rate from
7.49% p.a.
Comparison rate
8.49% p.a.
Loan amount
$5,000 - $62,000
Loan term
24 - 84 mo
Establishment fee
Establishment fee: $195-$595. Monthly fee: $0. Early repayment fee: $0.
Monthly fee
$0
About Wisr
Wisr is an ASX-listed Australian fintech lender offering personal loans with a focus on financial wellness. They are known for their green loan products that offer discounted rates for environmentally sustainable purchases.
Repayment Calculator
Estimate your monthly repayments for a Personal Loan loan. Adjust the sliders to see how different amounts, terms and rates affect your repayments.
Adjust your loan details
Estimated monthly repayment
per month
Indicative only. Excludes establishment and ongoing fees.
Pros & Cons
What we like
- Eco-friendly purchases (solar panels, EVs)
- Debt consolidation
- Home renovations
Watch out for
- Small loans under $5,000
- Borrowers with poor credit
Eligibility Requirements
To apply for a Personal Loan loan, you will typically need to meet the following criteria. Requirements may vary depending on your individual circumstances.
Documents you will typically need
- Recent payslips (last 2-3)
- Bank statements (last 90 days)
- Photo ID (driver licence or passport)
- Proof of address (utility bill or lease)
Some lenders may request additional documentation depending on your employment type and loan amount.
How to Apply
Getting started with Personal Loan is straightforward. Follow these steps to submit your application.
Get a Quote
Check your rate online with no impact to your credit score.
Apply
Complete your application and provide supporting documents.
Get Funded
Once approved, funds are deposited into your nominated account.
Get a Quote
Check your rate online with no impact to your credit score.
Apply
Complete your application and provide supporting documents.
Get Funded
Once approved, funds are deposited into your nominated account.
Frequently Asked Questions
Common questions about Personal Loan
Wisr Green Loans offer discounted rates for sustainable purchases like solar panels, electric vehicles, and energy-efficient home improvements.
Wisr offers fixed rates from 7.49% p.a. to 19.75% p.a. depending on your credit profile, with lower rates available for green loans.
Yes, Wisr uses a soft credit check for rate estimates that does not impact your credit score.
Ready to apply?
Check your eligibility for Personal Loan today. The application takes just a few minutes.
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