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Finance guides
Insurance, lending, energy bills and investing, priced against what Australians actually pay rather than what the advertising says.
30 articles
Finance
Options, CFDs and Futures in Australia: How Derivatives Trading Works
Three instruments, three different ways to lose money faster than you expected. Options cap your risk if you buy them, CFDs make your broker the counterparty, and futures trade on an exchange with the largest minimum. Here is how each works and what it costs.
22 June 2026Read
Finance
Life Insurance in Australia: What It Costs and How Insurers Price You
A 30-year-old non-smoker pays $30 to $50 a month for $500,000 of cover. A 50-year-old smoker pays $180 to $300 for the same policy. Underwriting explains the gap, and knowing how it works is what keeps you at the cheaper end.
29 May 2026Read
Finance
Home and Contents Insurance Cost in Australia: Average Premiums and What Affects Your Price
How much does home and contents insurance cost in Australia? We break down average premiums by state, the key factors that drive your price up or down, and practical ways to reduce your bill in 2026.
5 March 2026Read