Small Personal Loans Up to $10,000
Need quick cash for emergencies, bills, or unexpected expenses? Compare small personal loans from trusted Australian lenders with fast online approvals.
Fixed Rate Personal Loan
Latitude
Amount
$5,000 - $45,000
Rate From
8.99% p.a.
Comparison
10.59% p.a.
Term
24 - 84 months
Fixed rate personal loans from $5,000 to $45,000 with flexible terms up to 7 years.
- Fixed interest rates
- No early repayment fees
- Loan terms up to 7 years
Low Rate Personal Loan
FastFinance
Amount
$5,000 - $50,000
Rate From
6.99% p.a.
Comparison
7.5% p.a.
Term
12 - 84 months
Fast online approval with no early payout fees and flexible repayment terms.
- Fast online approval
- No early payout fees
New Car Loan
AutoCredit
Amount
$10,000 - $100,000
Rate From
6.29% p.a.
Comparison
6.8% p.a.
Term
36 - 84 months
Fixed rate certainty with balloon payment option and pre-approval available.
- Fixed rate certainty
- Pre-approval available
Personal Loan
MOVE Bank
Amount
$2,000 - $50,000
Rate From
6.99% p.a.
Comparison
7.96% p.a.
Term
12 - 84 months
Member-owned bank offering personal loans from $2,000 to $50,000 with competitive rates.
- Very competitive rates — max 12.99% p.a.
- Member-owned, not-for-profit bank
- No early repayment fees
Personal Loan
Macquarie Bank
Amount
$10,000 - $75,000
Rate From
7.49% p.a.
Comparison
8.47% p.a.
Term
12 - 84 months
Personal loans from $10,000 to $75,000 with competitive rates from Macquarie Bank.
- No establishment, monthly, or early repayment fees
- Borrow up to $75,000
- Competitive fixed rates
Personal Loan
Westpac
Amount
$4,000 - $50,000
Rate From
7.99% p.a.
Comparison
9.72% p.a.
Term
12 - 84 months
Personal loans from $4,000 to $50,000 with fixed or variable rate options from Westpac.
- Choice of fixed or variable rates
- Trusted Big 4 Australian bank
- Full-featured mobile app and online banking
Personal Loan
NAB
Amount
$5,000 - $55,000
Rate From
8.99% p.a.
Comparison
10.63% p.a.
Term
12 - 84 months
Fixed rate personal loans from $5,000 to $55,000 from NAB. Unsecured loans with no early repayment fees.
- Big 4 bank reliability
- No early repayment fees
- Borrow up to $55,000 unsecured
Personal Loan
CommBank
Amount
$4,000 - $50,000
Rate From
8.49% p.a.
Comparison
10.06% p.a.
Term
12 - 84 months
Fixed rate personal loans from $4,000 to $50,000 from Australia's largest bank.
- Australia's largest and most trusted bank
- No early repayment fees on fixed rate loans
- Manage your loan through the CommBank app
Personal Loan
ANZ
Amount
$5,000 - $50,000
Rate From
7.99% p.a.
Comparison
9.38% p.a.
Term
12 - 84 months
Personal loans from $5,000 to $50,000 from one of Australia's Big 4 banks. Fixed and variable rate options available.
- Trusted Big 4 Australian bank
- Choice of fixed or variable rates
- Manage loan via ANZ app
Personal Loan
Alex.Bank
Amount
$5,000 - $50,000
Rate From
7.99% p.a.
Comparison
9.12% p.a.
Term
24 - 84 months
Digital-first personal loans from $5,000 to $50,000 with competitive rates and a streamlined application.
- Low establishment fee of just $150
- Competitive fixed rates
- No early repayment fees
Personal Loan
Pepper Money
Amount
$5,000 - $65,000
Rate From
7.99% p.a.
Comparison
9.74% p.a.
Term
24 - 84 months
Personal loans from $5,000 to $65,000. Pepper Money offers flexible lending solutions for real life situations.
- Borrow up to $65,000
- Flexible lending criteria for real life
- Terms up to 7 years
Personal Loan
Money3
Amount
$2,000 - $15,000
Rate From
12.95% p.a.
Term
12 - 36 months
Small personal loans from $2,000 to $15,000 with accessible lending criteria.
- Accessible lending for varied credit profiles
- Small loan amounts from $2,000
- Quick application and assessment
Personal Loan
Australian Lending Centre
Amount
$2,000 - $50,000
Rate From
9.95% p.a.
Term
12 - 60 months
Personal loans from $2,000 to $50,000 with options for borrowers with varied credit profiles.
- May consider borrowers with varied credit histories
- Loans from $2,000
- Australian-owned and operated
Personal Loan
Liberty
Amount
$3,000 - $50,000
Rate From
8.99% p.a.
Comparison
11.15% p.a.
Term
12 - 84 months
Flexible personal loans from $3,000 to $50,000. Liberty specialises in helping borrowers who may not fit the mould.
- Flexible lending criteria — solutions for non-standard borrowers
- Wide range of loan amounts
- Secured and unsecured options
Personal Loan
Wisr
Amount
$5,000 - $62,000
Rate From
7.49% p.a.
Comparison
8.49% p.a.
Term
24 - 84 months
Smart personal loans from $5,000 to $62,000. Wisr also offers green loans for sustainable purchases.
- Green loans for sustainable purchases
- Borrow up to $62,000
- No early repayment fees
Personal Loan
SocietyOne
Amount
$5,000 - $50,000
Rate From
6.99% p.a.
Comparison
8.47% p.a.
Term
24 - 60 months
Personal loans from $5,000 to $50,000 with competitive fixed rates and no early repayment fees.
- Competitive fixed interest rates
- No early repayment fees
- Simple online application
Personal Loan
Plenti
Amount
$5,000 - $50,000
Rate From
6.49% p.a.
Comparison
7.66% p.a.
Term
24 - 84 months
Personal loans from $5,000 to $50,000 with competitive rates and flexible terms up to 7 years.
- Award-winning Australian lender
- Competitive fixed rates
- No early repayment fees
Personal Loan
MoneyMe
Amount
$2,100 - $50,000
Rate From
5.95% p.a.
Comparison
7.02% p.a.
Term
12 - 60 months
Fast personal loans from $2,100 to $50,000. Apply in minutes and get funds as soon as the same day.
- Ultra-fast application — apply in minutes
- Same-day funding available
- No early repayment fees
Personal Loan
Harmoney
Amount
$2,000 - $70,000
Rate From
6.99% p.a.
Comparison
7.87% p.a.
Term
24 - 84 months
Borrow $2,000 to $70,000 with competitive fixed rates. 100% online with no branch visits required.
- 100% online — no branch visits needed
- Borrow up to $70,000
- No early repayment fees
Platinum Travel Rewards
JetSet Bank
Rate From
19.99% p.a.
Earn 100,000 bonus points with complimentary travel insurance and lounge access.
- 100,000 bonus points
- Travel insurance included
Unsecured Personal Loan
NOW Finance
Amount
$5,000 - $50,000
Rate From
5.95% p.a.
Comparison
8.34% p.a.
Term
18 - 84 months
Fixed rate personal loans from $5,000 to $50,000 with no early repayment fees. Apply online and get a decision fast.
- No establishment fees
- No ongoing monthly fees
- No early repayment penalties
Unsecured Personal Loan
TrustBank
Amount
$2,000 - $30,000
Rate From
8.49% p.a.
Comparison
9.1% p.a.
Term
24 - 60 months
Bank-grade security with same-day funding available.
- Bank-grade security
- Same-day funding
Variable Home Loan
HomeFirst
Amount
$100,000 - $2,000,000
Rate From
5.89% p.a.
Comparison
5.92% p.a.
Term
360 - 360 months
Competitive rates with offset account included and extra repayments allowed.
- Offset account
- Extra repayments
What is a Small Personal Loan?
Small personal loans are unsecured loans typically ranging from $2,000 to $10,000, designed for short-term financial needs. They're ideal for covering unexpected expenses, consolidating small debts, or managing cash flow between pay cycles.
These loans often feature faster approval times than traditional personal loans, with many lenders offering same-day decisions and quick fund transfers. Interest rates vary based on your credit history, loan amount, and repayment term.
Fast Approvals
Many lenders offer same-day decisions with quick fund transfers to your account.
No Collateral
Small personal loans are unsecured, meaning you don't need to put up assets as security.
Flexible Terms
Choose repayment terms that suit your budget, from 12 to 60 months.